:root{
  --navy:#0b2a6b; --blue:#0d4bb0; --sky:#e8f0fc; --yellow:#f5c400;
  --ink:#10203f; --muted:#51607c; --line:#d6e0f2; --bg:#fff; --wa:#1faa59;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue)}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}
.skip:focus{left:8px;top:8px;background:#fff;padding:8px 12px;z-index:99}

.top{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;gap:20px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.brand img{border-radius:50%}
.brand strong{display:block;font-size:1.1rem;line-height:1.1}
.brand small{color:var(--blue);font-weight:600;letter-spacing:.08em;text-transform:uppercase;font-size:.7rem}
.nav{margin-left:auto;display:flex;gap:20px}
.nav a{text-decoration:none;color:var(--ink);font-weight:600}
.nav a:hover{color:var(--blue)}

.btn{display:inline-block;border:0;border-radius:10px;padding:12px 20px;font:600 1rem/1.2 inherit;font-family:inherit;text-decoration:none;cursor:pointer;text-align:center}
.btn-call,.btn-primary{background:var(--navy);color:#fff}
.btn-call:hover,.btn-primary:hover{background:var(--blue)}
.btn-wa{background:var(--wa);color:#fff}
.btn-ghost{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.btn-ghost:hover{background:var(--sky)}
.btn:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--yellow);outline-offset:2px}

.hero{background:linear-gradient(135deg,var(--sky),#fff 60%);padding:48px 0}
.hero-in{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.eyebrow{margin:0 0 8px;color:var(--blue);font-weight:700;text-transform:uppercase;letter-spacing:.08em;font-size:.8rem}
h1{margin:0 0 16px;font-size:clamp(2rem,5vw,3.2rem);line-height:1.1;color:var(--navy)}
.lead{font-size:1.15rem;color:var(--muted);margin:0 0 24px}
.cta{display:flex;flex-wrap:wrap;gap:12px}
.tag{margin:24px 0 0;font-weight:600;color:var(--navy)}
.hero-img{position:relative}
.hero-img img{width:auto;max-width:100%;max-height:540px;margin:0 auto;border-radius:20px;box-shadow:0 20px 50px rgba(11,42,107,.25)}
.badge{position:absolute;left:-14px;bottom:24px;background:var(--yellow);color:var(--navy);font-weight:800;border-radius:14px;padding:12px 16px;line-height:1.2;box-shadow:0 8px 20px rgba(0,0,0,.2)}

.trust{background:var(--navy);color:#fff;padding:36px 0}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.trust h3{margin:8px 0 4px;font-size:1.05rem}
.trust p{margin:0;color:#cddcf7;font-size:.95rem}
.ico{font-size:1.8rem}

.section{padding:64px 0}
.section.alt{background:var(--sky)}
h2{margin:0 0 8px;font-size:clamp(1.6rem,3.5vw,2.2rem);color:var(--navy)}
.sub{margin:0 0 32px;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff}
.card img{width:100%;aspect-ratio:5/4;object-fit:cover}
.card h3{margin:14px 16px 4px;color:var(--navy)}
.card p{margin:0 16px 18px;color:var(--muted);font-size:.95rem}
.list-h{margin:48px 0 16px;color:var(--navy)}
.checks{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:10px 32px}
.checks li{padding-left:30px;position:relative;font-weight:500}
.checks li::before{content:"";position:absolute;left:0;top:.25em;width:20px;height:20px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-7' fill='none' stroke='white' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E")}

.steps{list-style:none;margin:32px 0 24px;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.steps li{background:#fff;border-radius:16px;padding:20px}
.steps span{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700}
.steps h3{margin:12px 0 4px;color:var(--navy);font-size:1.05rem}
.steps p{margin:0;color:var(--muted);font-size:.95rem}
.note{margin:0;padding:14px 18px;border-left:4px solid var(--yellow);background:#fff;border-radius:0 10px 10px 0}

.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
blockquote{margin:0 0 16px;padding:16px 20px;border-left:4px solid var(--blue);background:var(--sky);border-radius:0 12px 12px 0}
blockquote p{margin:0;font-size:1.15rem;font-weight:600;color:var(--navy)}
blockquote footer{color:var(--muted);font-size:.85rem;margin-top:4px}
.flyer img{border-radius:16px;border:1px solid var(--line);box-shadow:0 12px 30px rgba(11,42,107,.15)}

.contact{background:var(--sky)}
.info{margin:0 0 24px}
.info dt{font-weight:700;color:var(--navy);margin-top:14px}
.info dd{margin:2px 0 0}
.form{background:#fff;border-radius:16px;padding:24px;display:grid;gap:14px;border:1px solid var(--line)}
.form label{display:grid;gap:4px;font-weight:600;font-size:.95rem}
.form input,.form select,.form textarea{font:inherit;padding:10px 12px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}
.fine{margin:0;color:var(--muted);font-size:.85rem}

.foot{background:var(--navy);color:#cddcf7;padding:28px 0}
.foot a{color:#fff}
.foot-in{display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;align-items:center}
.foot-brand{display:flex;gap:12px;align-items:center;color:#fff;font-weight:700}
.foot-brand img{border-radius:50%}
.foot-brand small{font-weight:400;color:#cddcf7}
.foot p{margin:0}

.fab{position:fixed;right:16px;bottom:16px;z-index:30;background:var(--wa);color:#fff;text-decoration:none;font-weight:700;padding:12px 18px;border-radius:999px;box-shadow:0 8px 20px rgba(0,0,0,.25)}

@media (max-width:860px){
  .nav{display:none}
  .btn-call{margin-left:auto}
  .hero-in,.split{grid-template-columns:1fr}
  .hero-img{order:-1}
  .badge{left:12px}
  .trust-grid,.steps{grid-template-columns:repeat(2,1fr)}
  .cards{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:520px){
  .cards,.checks,.trust-grid,.steps{grid-template-columns:1fr}
  .brand small{display:none}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* ---- v2: pages, finder, sticky bar ---- */
.hero-points{list-style:none;margin:20px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:8px 18px;font-weight:600;color:var(--navy)}
.hero-points li::before{content:"\2713";color:var(--blue);margin-right:6px}
.narrow{max-width:760px}
.card{display:block;color:inherit;text-decoration:none;transition:box-shadow .15s,transform .15s}
.card:hover{box-shadow:0 10px 26px rgba(11,42,107,.15);transform:translateY(-2px)}
.card .more{display:block;margin:-6px 16px 16px;color:var(--blue);font-weight:600;font-size:.9rem}
.cards.small{grid-template-columns:repeat(3,1fr);margin:16px 0 24px}
.cards.small .card h3{margin-bottom:14px}
.chips{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.chips a{display:inline-block;padding:8px 16px;border:1.5px solid var(--line);border-radius:999px;background:#fff;color:var(--navy);text-decoration:none;font-weight:600}
.chips a:hover{border-color:var(--blue);background:var(--sky)}
.chips.big a{padding:14px 24px;font-size:1.1rem}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin:0 0 10px;padding:0 18px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:14px 0;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;font-size:1.3rem;line-height:1}
.faq details[open] summary::after{content:"\2212"}
.faq p{margin:0 0 16px;color:var(--muted)}

.crumbs{padding-top:16px;padding-bottom:0;font-size:.9rem;color:var(--muted)}
.crumbs a{color:var(--blue)}
.page{padding-top:24px;padding-bottom:56px}
.page h1{margin-bottom:12px}
.page h2{margin:36px 0 12px}
.page-head{display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:center}
.page-img{border-radius:16px;width:100%;height:auto}
.two{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.dots{margin:0;padding-left:20px}
.dots li{margin:6px 0}
.steps2{margin:0;padding-left:22px}
.steps2 li{margin:8px 0}
.prose{max-width:780px}
.cta-box{margin:40px 0;padding:24px;border-radius:16px;background:var(--navy);color:#fff;display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}
.cta-box h2{margin:0 0 4px;color:#fff}
.cta-box p{margin:0;color:#cddcf7}
.cta-box .btn-primary{background:var(--yellow);color:var(--navy)}

.finder{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;max-width:720px}
.finder h3{margin:0 0 14px;color:var(--navy)}
.finder .opts{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
.finder button.opt{font:inherit;font-weight:600;text-align:left;padding:14px 16px;border:1.5px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);cursor:pointer}
.finder button.opt:hover{border-color:var(--blue);background:var(--sky)}
.finder .prog{color:var(--muted);font-size:.85rem;margin:0 0 6px}
.finder .back{background:none;border:0;color:var(--blue);font:inherit;cursor:pointer;padding:0;margin-top:14px}
.finder .result p{margin:0 0 10px}

.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px;padding-bottom:20px}
.foot h3{color:#fff;margin:0 0 8px;font-size:1rem}
.foot ul{list-style:none;margin:0;padding:0}
.foot li{margin:4px 0}
.foot-base{border-top:1px solid rgba(255,255,255,.15);padding-top:16px}
.foot-brand{margin-bottom:12px}

.stickybar{display:none}
.fab{display:none}
@media (max-width:860px){
  .page-head,.two,.foot-grid{grid-template-columns:1fr}
  .cards.small{grid-template-columns:repeat(2,1fr)}
  .stickybar{display:grid;grid-template-columns:1fr 1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:40;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,0,0,.12)}
  .stickybar a{padding:14px 6px;text-align:center;font-weight:700;text-decoration:none;color:var(--navy);font-size:.95rem}
  .stickybar .sb-wa{background:var(--wa);color:#fff}
  .stickybar .sb-book{background:var(--yellow)}
  body{padding-bottom:52px}
}
@media (max-width:520px){
  .finder .opts{grid-template-columns:1fr}
  .cards.small{grid-template-columns:1fr}
}